car insurance

 Car Insurance

The Journey Starts Here With a Car Insurance Quote

It's quick and easy to get a car insurance quote today. Whatever you drive, wherever you go, feel confident that you, your loved ones and your pockets are properly protected. Let us worry about the risks of the road, while you enjoy the freedom of the ride.

You Qualify for an Affinity Discount

You get a discount not available to the general public through our arrangement with your participating group.

What's Covered

Liability Coverage

Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. Basically, if you cause an accident, hurt someone or damage someone's property, it can pay for covered damages and to defend you if a lawsuit results.

Comprehensive Coverage

Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain  natural disasters.

Collision Coverage

Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over. This coverage is generally required if your car is financed or leased.;

Personal Injury Protection

Personal injury protection (PIP), also called no-fault insurance, is available in certain states. It pays medical expenses, and in some cases lost wages and other damages regardless of who is at fault in an accident.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or or inadequate insurance coverage.

Medical Payments Coverage

Medical payments coverage helps pay for covered medical expenses for anyone injured while in your vehicle, regardless of who is at fault.

Additional Coverage

Loan/Lease Gap Insurance

Gap insurance – or loan/lease insurance – can help protect you if your vehicle is financed or leased. If your vehicle is totaled, this coverage may pay  the difference between the actual cash value of the vehicle and the unpaid balance of the loan or lease.

Rental Coverage

Rental reimbursement, or extended transportation expenses coverage, can pay for a rental car if your car is damaged in a covered accident and your car is out of commission for more than 24 hours. 

Roadside Assistance

With Roadside Assistance you can have peace of mind knowing that help is just a phone call away. And best of all - this service costs less than many independent services. Because  we know that everyone is different, we offer two levels of coverage, depending on individual needs.

New Car Replacement

Premier New Car Replacement® gives you the extra coverage you need. If you total your new car in the first five years, this coverage pays to replace it with a brand new car of the same make and model. Many insurers offer coverage for just the first two or three years.

Accident Forgiveness

Many responsible drivers are concerned about the possible premium impact of an accident or violation down the road. The Responsible Driver package includes accident forgiveness  and minor violation forgiveness —two extremely popular features.

Ride Sharing

Available in Colorado and Illinois only, the Limited Ride Sharing coverage endorsement can help protect individuals who drive for transportation network companies. The endorsement provide  auto coverage after drivers open a mobile ride sharing app, but before connecting with a passenger.

Ways To Save

Multi-Policy Discount

Bundling multiple insurance policies can result in premium discounts. For example, you could save up to 13% on your Travelers car insurance when you also purchase  on your Travelers car insurance when you also purchase your home/condo insurance and other policies from Travelers.

Safe Driver Discount (Good Driver Discount in CA)

Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save your money.

Continuous Insurance Discount (Not Available in CA)

Customers who have held car insurance continuously with no gaps in coverage may be eligible for a discount.

Through the program, you may have access to exclusive savings on auto insurance. These savings are not available to the general public and could save you hundreds of dollars on auto insurance.